What is Credit Protection on Credit One Bank?
Credit Protection is an optional debt cancellation program offered with Credit One Bank's credit card accounts.
What benefits does Credit Protection offer?
In case of automatic joblessness or handicap, the Credit Protection Program conceals to six (6) advantage installments for the essential cardholder and scratchs off the full adjust in case of death (up to $10,000).
How do I enroll in the Credit Protection Program?
Sign in to your account online and select 'Settings' in the site menu or at the top of most pages. Then, just locate 'Credit Protection' to get started.
How do I request Program benefits?
To ask for Credit Protection Program benefits after you've enlisted, call 1-866-803-1745. You can likewise choose the 'Credit Protection Program' interface in the 'Client Service' page of our site.
What are the requirements when requesting activation of Program benefits?
You should: 1) fit the bill for the advantage in view of the criteria in the Credit Protection Program Agreement; and, 2) finish and supply us with any check data/shapes we may ask for from you.
How will the monthly Program charge be billed?
The month to month Program charge is charged to your Visa account and will be appeared on your month to month articulation. The charge itself depends for you adjust every month and is ascertained by duplicating the unit cost of the Credit Protection Program ($0.96 per $100, or part thereof) by the New Balance imprinted on your announcement.
How soon after I enroll in the Credit Protection Program can I request benefits?
For involuntary unemployment and disability, you may request benefits after an initial thirty (30) day waiting period from the effective date of your enrollment in the Program. There is no waiting period in the event of death.
After I enroll in the Program, can I terminate my participation?
Truly. You may end your interest in the Credit Protection Program whenever. Also, on the off chance that you are not totally happy with every one of the advantages, constraints and avoidances, and you cross out inside thirty (30) schedule days of your enlistment date, at that point you won't be charged.